8 . Insurance

Organisers liability for copyright infringements in competition entries

It is reasonable to expect entrants to organise their own insurance coverage for work in transit to competitions/exhibitions. Organisers may have insurance for all works once delivered but this should not be assumed.

When the value of entries is predominantly lower than say $2000 – entries can often be included in an entrant’s household or business policy coverage.

Organisers therefore sometimes add a disclaimer to the conditions of entry such as:

“All entries will be treated with care, but no responsibility will be accepted in the case of loss or damage”.

Such a condition however, does not excuse organisers, handlers or carriers from an obligation to handle entries appropriately and with due care and attention.

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